Financing, investing and construction under one roof

We fund it.
We buy it.
We build it.

RehabNImprovement takes a property from the first dollar to the final walkthrough. One team handles the money, the deal and the work, so nothing falls through the cracks between them.

Choose where you're starting:

Three companies' worth of work. One phone number.

Most investors juggle a lender, an acquisitions partner and a contractor who never talk to each other. When we finance a project, we already know what the renovation will cost because our own crews price it. When we build, we already know the budget because we wrote the loan.

Meet the team

Budgets built by the people doing the work

Rehab estimates come from RHI Construction's own crews, not guesses.

Faster draws and fewer delays

Inspections and draw releases happen in-house, so work keeps moving.

One point of contact

A single project lead keeps you updated from closing to completion.

Our demo and haul-away dump trailer

We also offer

Demo, haul away and cleanouts

Need something torn out, hauled off or cleaned up? We bring our own dump trailer, take care of the mess and leave the property clean.

Common questions

Do I have to use all three services?

No. Many clients come to us for just financing or just construction. Using more than one simply makes the handoffs smoother.

What areas do you serve?

Tell us the property address on the contact form and we'll confirm coverage within one business day.

How quickly can financing close?

Timelines depend on the property and documentation. We'll give you a realistic estimate during your consultation.

Are you licensed and insured?

Yes. License and insurance details are listed at the bottom of every page and are available on request.

Building the next generation

Our youth program opens real job sites and workshops to young people and young adults, ages 14 to 30, learning trades, money skills and how to show up like a professional.

See the youth program

Have a property in mind? Let's run the numbers together.

Request a consultation

RHI Consulting

Financing

Funding for fix-and-flips, BRRRR rentals, wholesale double closes, ground-up construction and long-term DSCR rental loans, through our lending partner.

Opens our lending partner's secure application in a new tab.

Loan programs

Nine loan types for every stage of investing, from your first flip to a portfolio of rentals. Pick the one that fits your deal and get a quote in minutes.

Flip and rehab

Fix and flip (purchasing)

Funding to buy a property and renovate it for resale.

Get a quote

Fix and flip (already owned)

Renovation funding for a property you already own, so you can fix it up and sell.

Get a quote

Fix and hold (BRRRR)

Buy, rehab, rent, refinance, repeat. Funding to buy and renovate a property you plan to keep as a rental.

Get a quote

Wholesale and new construction

Transactional funding (double close)

Short-term funding to close the purchase side of a wholesale deal when you buy and resell the same property.

Get a quote

Ground-up construction (purchasing)

Funding to buy a lot and build a brand-new property from the ground up.

Get a quote

Ground-up construction (already owned)

Construction funding to build on land you already own.

Get a quote

Long-term rentals (DSCR)

DSCR loans qualify mainly on the property's rental income (its debt service coverage ratio) rather than your personal income.

Buy and hold (DSCR)

Long-term financing to buy a rental property.

Get a quote

Cash-out refinance (DSCR)

Refinance a rental you own and pull out equity for your next deal.

Get a quote

Rate-and-term refinance (DSCR)

Refinance a rental into a new rate or loan term without taking cash out.

Get a quote

All loans are provided by our lending partner and are subject to the lender's approval, terms and qualification requirements.

Fix-and-flip deal estimator

Move the sliders to see a rough picture of a deal. This is an estimate for planning only, not a loan offer.

Estimated profit

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Loan amount
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Monthly interest
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Cash you bring
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Total holding cost
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Assumes interest-only payments and an estimated 8% for selling and closing costs. Actual terms depend on underwriting.

Need the work done too?

RHI Construction can price and complete the renovation you're financing, so your loan and your scope match from day one.

Want to become a broker?

If you know investors, homeowners or business owners who need funding, you can earn by connecting them with financing. Sign up through our partner to get set up as a broker.

Opens our partner's broker sign-up page in a new tab.

  • Use the network you already have

    Realtors, contractors, consultants and investors are often a natural fit.

  • Work from anywhere

    Refer clients online on your own schedule.

  • Earn on funded deals

    Compensation details are provided by our partner when you sign up.

RHI Consulting

Real estate investing

We buy distressed properties, restore them and put them back on the market or into service as rentals. If you're selling a property that needs work, or want to learn about partnering with us, start here.

How a project moves

    Selling a property as-is?

    We buy homes that need repairs, are tied up in an estate, or have tenants in place. No repairs or cleaning needed before you sell.

    Get a cash offer review

    Interested in partnering?

    We work with a limited number of partners on select projects. Reach out to start a conversation about how we work.

    Ask about partnering

    Nothing on this site is an offer to sell or a solicitation to buy any security. Any investment opportunity is offered only through formal documents and only to eligible investors.

    Featured project

    Duplex rehab: found, bought and restored by our team

    Before After

    Drag to compare the front of the property before and after.

    Where others saw a worn porch, window units and a dated interior, we saw a solid duplex with room to add value. We bought it and handled the rehab ourselves: a rebuilt front porch with new railings, steps and doors, a new back deck, a painted foundation, fresh white walls and trim, new flooring, an updated kitchen and a new bathroom.

    How we work

    • Finding the right deal. Acquisitions is our strength. We find, evaluate and negotiate properties with real upside.
    • A husband-and-wife team. We run every rehab together, from demo day to the final walkthrough.
    • Two ways to profit. Each property is finished to sell or to rent, whichever makes the most sense.
    Send a message See all projects

    Before

    After

    Tap any photo to see it larger.

    For investors

    Off-market deals

    Investment opportunities you won't find on the MLS. Basic details are below. The full address and photos are shared with serious buyers.

    All information is believed accurate but not guaranteed. ARV and other figures are estimates. Buyers should complete their own due diligence. Properties are offered as-is. Some opportunities are offered through a joint venture with the investor who holds the purchase contract. Submitting an offer through this site does not create a binding agreement.

    RHI Construction

    Construction

    Licensed, insured crews for home repairs and updates, from siding and roofing to flooring and bathrooms. We work for homeowners and investors, not only on our own projects.

    Repairs and updates

    Jobs done properly, big or small: repairs before a sale, fixes after an inspection, and updates that make a home look better and hold its value.

      Our demo and haul-away dump trailer

      Demo, haul away and cleanouts

      We tear it out and take it away

      With our own dump trailer, we handle the demolition, haul off the debris and leave the property clean, without you having to rent a dumpster.

        Free in-person estimates

        Every job is different, so we don't guess over the phone. We come out to your property, see the job in person and give you a free estimate right there.

        1. 1

          Request a free estimate

          Fill out the short form or call us. Tell us about the job and where it is, and we'll call you to set a date.

        2. 2

          We show up on site

          We walk the job with you, take measurements and check for anything that could affect the work.

        3. 3

          Your free estimate, in person

          We go over your estimate face to face, explain what's included and answer your questions.

        4. 4

          Pick your start date

          Approve the quote and we put your job on the schedule.

        Request a free estimate

        Financing available. See your options

        Financing available

        Pay for your project over time

        Don't let the cost hold up your repair or remodel. Apply through our financing partner, Acorn Finance, to see loan options from their lenders, then use your funds to pay for your project with us.

        Financing is offered by third-party lenders through Acorn Finance and is subject to their approval and terms. RehabNImprovement LLC is not a lender.

        Check financing options

        Licensed and insured

        Proof of license and coverage provided with every estimate.

        Free in-person estimates

        We see the job before we price it, so your estimate fits your actual project, at no cost to you.

        Photo progress updates

        Regular site photos so you always know where the job stands.

        Need funding for the project?

        Investors can finance the purchase and renovation through RHI Consulting, with draws released as our crews hit milestones.

        RHI Consulting

        Consulting

        One-on-one help with your deals, your credit, your partnerships and your growth. Pick the kind of help you need below.

        Choose a category

        One-on-one

        Book a call with me

        Working on your credit, looking for help finding and evaluating deals, or interested in partnering with us? Book a call. We'll talk about where you are, what you want to accomplish and what will actually help you get there.

        1. 1

          Pick a time

          Choose a day and time that works for you.

        2. 2

          We talk it through

          Your situation, your goals and any questions you have.

        3. 3

          Leave with a plan

          Clear next steps, whether that's credit help, support on a deal or a partnership.

        Free credit tips

        Simple habits that make the biggest difference to your score.

        Pay every bill on time

        Payment history is the biggest single factor in most credit scores. Set up autopay for at least the minimum so a busy month never turns into a late payment.

        Keep card balances low

        Try to use less than 30% of each card's limit, and less than 10% if you're preparing for a loan. Paying the balance down before the statement closes can help.

        Check your credit reports for free

        You can get free reports from Equifax, Experian and TransUnion at AnnualCreditReport.com. Look for accounts you don't recognize, wrong balances and old late payments.

        Dispute mistakes you find

        You have the right to dispute inaccurate information directly with the credit bureaus for free. They generally must investigate within 30 days.

        Keep older accounts open

        The age of your accounts matters. Closing your oldest card can shorten your history and raise your utilization at the same time.

        Space out new applications

        Each application can add a hard inquiry. Avoid opening new accounts in the months before applying for a mortgage or investment loan.

        Want help with your own credit?

        Book a call and we'll go over your situation together.

        Results vary and no specific score increase is guaranteed. Accurate, timely information cannot be removed from a credit report. You have the right to dispute inaccurate information with the credit bureaus yourself at no cost.

        RHI Youth Program, ages 14 to 30

        Youth program

        We open our job sites and our office to young people and young adults, ages 14 to 30, who want real skills: how a renovation comes together, how to manage money, and how to show up like a professional.

        Where it started

        We started by teaching our own daughter

        Our daughter was 15 when we moved from New York to Virginia in 2020, and had just turned 16 when we started building our home. Instead of watching from the sidelines, she learned alongside us: how deep to dig footings, how a subfloor goes together, how to tear off a roof and clean up after demo. Now we want to share those same skills with other young people and young adults up to age 30.

        What participants learn

        Money basics

        Budgeting a paycheck, saving, and how credit works before you need it.

        Showing up

        Being on time, communicating clearly and working as part of a crew.

        Job site safety

        Protective gear, tool safety and how professionals keep a site safe.

        Trade skills

        Measuring, carpentry basics, drywall, painting and finish work.

        How a renovation works

        Follow a real project from estimate to final walkthrough.

        Career paths

        Meet people working as contractors, lenders, investors and tradespeople.

        How it works

        1. 1

          Apply

          Fill out a short application. Under 18? A parent or guardian completes the consent form.

        2. 2

          Orientation

          Meet the team, review safety rules and return the signed consent form.

        3. 3

          Attend workdays

          Watch real work, ask questions and try supervised, age-appropriate tasks.

        4. 4

          Build toward an internship

          Participants who keep showing up can apply for a longer internship.

        Over 30 and want to learn?

        Our program is built for ages 14 to 30, but it's never too late to build new skills. If you're older and want to join a class or workshop, reach out and we'll find a fit for you.

        Upcoming dates

        Dates are TBD for now. Sign up to hear first when they are posted.

        Safety comes first

        Participants under 18 observe and take part only in supervised, age-appropriate activities, with protective equipment provided. A parent or guardian must sign a consent form before any job site visit. Job site addresses are shared only with registered participants.

        Projects

        Drag the slider on any project to compare before and after. Filter by the type of work or by which parts of the business were involved.

        Who worked on it

        Type of work

        About us

        RehabNImprovement LLC started with one idea: properties get restored faster and better when the people paying for the work and the people doing the work are on the same team.

        Our story

        We built our own home first

        We moved our family from New York to Virginia in 2020 to build a better life, and we took that literally. Our daughter was 15 at the time. After buying land, my husband led the build of our first home, with our daughter (who had just turned 16 when we broke ground) and me working right beside him. We cleared the land, dug the footings by shovel, set the rebar, laid the block foundation, framed and roofed it, with my husband handling most of the roofing.

        When our first home was finished, we took on our next project: rehabbing a duplex. That first build taught us more than any class could, and it's the foundation of everything RehabNImprovement does today, from rehabs and new construction to the skills we pass on.

        See the finished home

        Our mission

        Build better homes, and pass the skills on.

        Growing up in New York, we saw how often young people are left to figure things out alone. We want to change that where we can: by restoring homes in our community, and by teaching the next generation the real-world skills that built ours, while we keep learning too.

        See our youth program

        How we're organized

        RHI

        RehabNImprovement LLC

        The parent company that owns the projects and sets the standard for both divisions.

        RHI Consulting

        Financing, acquisitions, credit consulting and investment strategy.

        Financing and investing

        RHI Construction

        Home repairs and updates.

        Construction services

        The team

        Let's talk

        Tell us what you're working on and the right person will get back to you within one business day.

        Step 1 of 3

        What can we help with?
        Becoming a brokerOpens the sign-up page